To determine the credit card that we want, we should understand the nature of ourselves. Why ?.... because seemingly similar forms of credit card, just different labels issuing bank, as well as the card background. Our habits of spending money ... ....
A. Type of credit card.
Credit Cards divided: Silver Card, Gold Card, Platinum Card, Titanium Card, non-cobrand, card payments.
Type of Credit Card Annual Credit Limit fee
* Gold Card, Classic Card, Blue Card, credit limit, etc. Range: Rp. 3 Jt - Jt 7th annual fee range: 125 - 150 rb / Year
* Gold Card, Card credit limit Primier Range: Rp. 5 Jt - Jt 20 annual fee range: 250 - 300 rb / Year
* Platinum Card, Titanium Card credit limit Range: Rp. 20 Jt - Jt 100 annual fee range: 500 - 600 rb / Year
* Installment Card, Smart Card shopping, Choice Card, Clear Card, Card, etc. Range: USD 5 Jt - Jt 8th annual fee range: 125 - 200 rb / Year
B. Credit card feature.
Facility is attached to the type of credit card:
General Featur:
- Network transactions worldwide.
- ATM network throughout the world.
- Service 24-hour customer service.
- Product features:
- Can be fulfilled with certain conditions.
- Each transaction received points.
- Could shortly take over the credit card bill from another bank.
- Interest rate on retail transactions or cash advance.
- Can do a transaction with fixed installments.
- Meng-PAM cover electricity bills, telephone, cable TV and other - other.
- Airport Lounge Facilities use for free.
- Insurance travel inconveniences.
- And others - others ... ... .. again ... ... ... ... ... ... ....
C. Credit card program.
Is a facility created by the temporary order transactions or credit card sales increase, such as 0% interest to take over the bills of other banks, or promo discount shopping or plane ticket. And so on ... ....
D. Credit Card Network.
Credit cards issued by banks usually work - together with international networks, including: Visa, Master card, JCB is also a stand-alone such as Amex, Dinners Club and BCA card.
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